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Assistant Relationship Manager

  • Emirates NBD
  • Dubai, United Arab Emirates
  • AED 144,000 – AED 216,000

Job Purpose

Support the Relationship Manager in managing the business banking portfolio, preparing credit proposals, coordinating facility documentation and transactions, and maintaining strong portfolio quality and compliance.

Key Responsibilities

  • Prepare credit proposals, financial spreads and supporting credit analysis for the Relationship Manager’s review.
  • Liaise with customers to obtain financial information, documentation and transaction requirements.
  • Support the structuring, documentation and utilization of credit facilities.
  • Monitor account conduct, facility utilization, excesses, past dues, risk triggers, covenants and other credit conditions.
  • Manage daily customer transactions, payments and settlements while supporting account profitability.
  • Coordinate with internal departments to complete facility documentation, limit setup, drawdowns and trade-related transactions.
  • Maintain accurate, complete and audit-ready credit files.
  • Ensure compliance with applicable internal policies, procedures and regulatory requirements.

Skills and Qualifications

  • Bachelor’s degree in a relevant field.
  • Minimum two years of SME or Corporate Credit Analysis experience.
  • Knowledge of banking products, credit processes and operations.
  • Strong analytical, communication and customer relationship skills.

What We Offer

  • Competitive salary and benefits package.

  • Strong emphasis on work-life balance and employee wellbeing.

  • World-class learning, development, and career growth opportunities.

  • Generous annual leave, private healthcare, and preferential banking facilities.

  • Process and review facility letters and security documents to ensure accuracy and compliance with all relevant regulations and policies

  • Handle any discrepancies and work with the appropriate parties to resolve them
  • Documentation Review
  • Review all applications documents to ensure they are complete
  • accurate and in compliance with relevant regulations and policies
  • Maintain up-to-date knowledge of all applicable regulations and policies related to trade finance and cash management

Skills

  • Credit Analysis
  • Financial Spreading
  • Risk assessment
  • Banking Products
  • Customer Relationship Management
  • Regulatory Compliance
  • Documentation

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