Financial Intelligence & Digital Assets AML Specialist (FIUL)

Location: Remote, with approximately one week of travel to Roatán, Honduras per month
Engagement: Fractional / Part-Time, with potential to transition into a full-time position
Institution: Roatán Financial Services Authority (RFSA) – Próspera ZEDE

About the Role

The Roatán Financial Services Authority (RFSA) is seeking an experienced Financial Intelligence & Digital Assets AML Specialist to support its financial intelligence, anti-money laundering, and financial crime risk functions.

This is a specialized role for a professional with strong practical experience in Anti-Money Laundering and Counter Financing of Terrorism (AML/CFT), digital assets, cryptocurrency transaction monitoring, blockchain analytics, and financial crime investigations.

The successful candidate will initially join under a fractional arrangement, with the potential to transition into a full-time position.

The role can be performed remotely; however, approximately one week of travel to Roatán, Honduras per month is expected.

Key Responsibilities

• Analyze suspicious activity and transaction patterns involving digital assets and cryptocurrency.
• Assess AML/CFT, fraud, sanctions, and financial crime risks across regulated financial and digital asset businesses.
• Conduct blockchain transaction tracing and identify potentially suspicious wallet activity, counterparties, and transaction flows.
• Review and analyze Suspicious Activity Reports (SARs) and Suspicious Transaction Reports (STRs).
• Assess AML/CFT programs, transaction-monitoring controls, customer due diligence, enhanced due diligence, sanctions screening, and beneficial ownership controls.
• Support regulatory examinations and assessments of financial institutions and virtual asset service providers.
• Identify emerging cryptocurrency fraud, money-laundering, sanctions-evasion, and financial crime typologies.
• Prepare clear analytical findings, regulatory reports, and recommendations.
• Liaise with regulatory authorities and other relevant domestic and international stakeholders.
• Contribute to the continued development of RFSA's financial intelligence and digital asset supervisory capabilities.

Required Experience

• Minimum 5 years of substantive experience in AML/CFT, financial crime, compliance, investigations, or financial intelligence.
• At least 3 years of relevant experience within a financial institution, financial regulator, financial intelligence environment, law-enforcement financial investigation function, fintech, cryptocurrency institution, or Virtual Asset Service Provider (VASP).
• Demonstrable hands-on experience investigating, monitoring, or assessing cryptocurrency and digital asset transactions.
• Practical experience with blockchain analytics tools such as Chainalysis, TRM Labs, Elliptic, or equivalent.
• Experience with transaction monitoring, suspicious activity investigations, SAR/STR analysis, AML risk assessment, and fraud detection.
• Strong understanding of FATF standards, sanctions, KYC, CDD/EDD, beneficial ownership, PEPs, and source-of-funds/source-of-wealth analysis.
• Strong written and verbal communication skills in English.

Preferred Qualifications

• Professional Spanish proficiency.
• Experience working within recognized banks, regulated financial institutions, cryptocurrency exchanges, fintech companies, blockchain analytics companies, financial regulators, or financial intelligence units.
• CAMS, CFCS, CFE, ICA or equivalent financial crime certification.
• Chainalysis, TRM Labs, Elliptic or other digital asset investigation certification.
• Experience working with regulators, law enforcement, or international financial crime investigations.
• Experience in both traditional banking and digital assets is highly desirable.

Ideal Candidate

We are particularly interested in professionals who combine traditional financial crime and AML expertise with hands-on cryptocurrency investigation experience.

The ideal candidate understands how financial institutions manage AML risk but is equally comfortable tracing blockchain transactions, assessing wallet exposure, identifying crypto-related fraud typologies, and evaluating the AML controls of digital asset businesses.

Candidates may be based in the Americas or Europe and should be comfortable traveling periodically to Roatán, Honduras.